As a service to students and their families, the school district is making available a student accident insurance plan for your child at a very nominal cost.
The premium for this policy is minimal per year for the school-time coverage. All school-sponsored and supervised activities and time spent in school are covered in accordance with the terms and limitations of the policy. For an increased premium, the policy will cover your child 24 hours a day, 12 months a year, rather than only during school-time. Double benefits at double the premium are also available.
A major point to keep in mind is that this policy pays the first $100 of eligible medical costs regardless of other insurance. Medical bills beyond the first $100 must then be filed with your family or employer group insurance or plan, if any. Those items not covered by your own insurance or plan will then be paid by this coverage, within the limitations outlined in the brochure.
The plan is underwritten by the Guarantee Trust Life Insurance Company. The agent is First Agency, Inc., 5071 West H Avenue, Kalamazoo, MI 49009-8501.